Deposit Rate of Interest W.E.F. 01/10/2024
| *New Schemes* | Interest Rate Regular | Yearly Base Yield Rate |
| Finco Chhota Pankh 222 Days | 7.26% | 7.35% |
| Finco Udaan 303 Days | 8.30% | 8.50% |
| Finco Laxmi 444 Days | 7.50% | 7.71% |
| Finco Pankh 777 Days | 8.31% | 8.57% |
| Finco 99 1818 Days* | 7.95%* | 8.19%* |
| Finco Dhan Vrudhi Above 2 Year to 3 Year | 6.80% | |
| Finco Astha Above 3 Year to 5 Year | 7.11% | |
| Finco Akshay Above 5 Years | 7.61% | |
| Finco Balvikas 1111 Days | 7.50% | 7.71% |
| Daily Recurring Deposit Scheme 396/455/548/730 Days | 8.00% | |
| Recurring Deposit for student of school/college | 8.00% | |
| Above 1 Year to 2 Year(Identity Card compulsory) | ||
| Recurring Deposit for General(Above 1 year to 2 year) | 7.50% |
* For Deposit of Rs. 25 Lac or Above
| Duration of Rates | Rate of Interest | |
| 15 Days to 45 Days | 3.00% | |
| 46 Days to 90 Days | 3.50% | |
| 91 Days to 180 Days | 4.50% | |
| 181 Days to 12 Months | 4.75% | |
| Above 1 Year to 2 Year | 6.00% | |
| Senior Citizens will get 1% more. (Above 3 Year Deposit) | ||