Service Charges W.E.F 12/11/2025
*Above charges are excluding taxes
| Details | Charge | Details | Charge |
|---|---|---|---|
| STATEMENT | CASH WITHDRAWALS CHARGE | ||
| Duplicate Statement Charge (Per Page) | 10.00 | Cash Withdrawals Charge – upto 50000/- | NIL |
| Duplicate Statement Charge (On Email) | 50.00 | Above 50,000/- | 0.10 paisa |
| ATM | FD Payment Before Maturity | 1% Less of int. Rate | |
| ATM Withdrawal Charge – upto 5 Trans. | NIL | Student a/c open saving | 0 balance |
| Above 5 Trans (Per Trans.) | 21.00(+GST) | CASH HANDLING (Deposit) CHARGES | |
| ATM Card Replacement | 200.00 | UPTO 200000/- | NIL |
| ATM PIN Replacement | 30.00 | Above 200000/- | 100/- per lakh of per day deposit |
| ATM cum Rupee Card (Yearly charges) | 150.00 | ||
| RTGS / NEFT | MINIMUM BALANCE CHARGE | ||
| Upto Rs.10,000 | Rs.2.50 (+applicable GST) | S/B Account | NIL |
| Rs. 10,000 to Rs. 1 Lakh | Rs.5.00 (+applicable GST) | Current A/c below 3000/- | 50/- Per day |
| Rs. 1 Lakh to 2 Lakh | Rs. 15 (+applicable GST) | Old transaction Cheque print | |
| Rs. 2 lakh and above | Rs. 25 (+applicable GST) | (Inward/ Outward) A/c (Per Page) | 100.00 |
| Rs. 2 lakh – 5 Lakh RTGS | Rs. 25 (+applicable GST) | SMS Charge | NIL |
| More than 5 lakhs RTGS | Rs. 50 (+applicable GST) | Mobile Banking & IMPS Charges | NIL |
| Account Close Charge | Inc /Half Yearly Charge (current a/c) | 250.00 | |
| Saving Account | 150.00 | ||
| Current Account | 250.00 | Loan Processing Charge | |
| Pay Order / Demand Draft | 0.22% or min. 25/- | CC Limit | 0.35% + GST |
| Pay Order / DD Cancellation charges | 20.00 | Term Loan | 0.50 % + GST |
| Loose Cheque Leaf Charge | 50.00 | Against Two Wheeler Vehicle | 500/- + GST |
| Stop Payment Charge (per Cheque) | 50.00 | Four wheeler | 0.15% + GST |
| Outward Cheque Return Charge | 50.00 | Commercial vehicle loan | 0.50 % + GST |
| Inward cheque Return Charge | 250/- & Above 1,80,000 @ 0.14% | NSC, KVP, LIC etc. | 0.15% + GST |
| ECS / NACH Return Charge | 150.00 | Mortgage loan on kabja rasid | 2% + GST |
| Nach Mandate Charge | 50.00 | Personal surety loan | 0.50 % + GST |
| TOKEN Lost | 500.00 | Solar urja loan (for corporate) | 0.35% + GST |
| Cheque Book Issue Charge (Per Page) | 2.50 | Mahila Utkarsh loan | 250/- + GST |
| First cheque book for new a/c SB & CA | NIL (15 Pages) | Charge on late submission of Stock statement | 2% of Outstanding Amt. |
| Signature Verification Charge | 50.00 |