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Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI). It allows users to transfer money between any two bank accounts instantly using their smartphones.
Here’s some key information about UPI:
- Real-time Payments
- Interoperability
- Virtual Payment Address (VPA)
- Multiple Channels
- QR Code Payments
- Growing Adoption
- Bill Payments and Merchant Transactions
- 24/7 Availability
- Two-Factor Authentication
- Bill Splitting
- Linking Multiple Bank Accounts
- Instant Fund Transfer
- Single Mobile Application
UPI has revolutionized the way payments are made in India, offering a fast, secure, and convenient alternative to traditional banking channels. Its widespread adoption has contributed significantly to the country’s push towards a digital economy.
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