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Unified Payments Interface (UPI) is a real-time payment system developed by the National Payments Corporation of India (NPCI). It allows users to transfer money between any two bank accounts instantly using their smartphones.
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Here’s some key information about UPI:
- Real-time Payments
- Interoperability
- Virtual Payment Address (VPA)
- Multiple Channels
- QR Code Payments
- Growing Adoption
- Bill Payments and Merchant Transactions
- 24/7 Availability
- Two-Factor Authentication
- Bill Splitting
- Linking Multiple Bank Accounts
- Instant Fund Transfer
- Single Mobile Application
UPI has revolutionized the way payments are made in India, offering a fast, secure, and convenient alternative to traditional banking channels. Its widespread adoption has contributed significantly to the country’s push towards a digital economy.