Welcome to The Financial Co-op. Bank Ltd.          

Warning: Trying to access array offset on value of type bool in /home/fincoba/public_html/wp-content/themes/asri/elements/templates/language_switcher/layout-1.php on line 17

Call Us: 0261 2360433/34

(Mon – Sat, ex 2nd & 4th Sat)

E-mail Us:


3044-47, Abhishek Market,

Ring Road, Surat-395002


More than services, We deliver financial solutions tailored to your needs.

Real Time Gross Settlement

With this method, funds transfer instructions are processed in real time, right after they are received. Additionally, each instruction by instruction is settled separately for the purpose of transferring payments (gross settlement). The quickest interbank money transfer service accessible in India through safe banking channels is called Real-Time Gross Settlement (RTGS).

National Electronic Fund Transfer

On the basis of Deferred Net Settlement, this fund transfer system functions. Unlike RTGS, which settles each individual transaction continuously, fund transfer operations are handled in batches. At the moment, NEFT runs in half-hourly batches. Every day, 48 half-hourly batches will be produced.

 The first batch will begin to settle at 00:30, while the last batch will conclude at 00:00. Every day of the year, including holidays, will have round-the-clock access to the system.

  • One of the most secure ways to transfer money is using RTGS/NEFT.
  • Credits The Beneficiary’s A/c The Same Day Through RTGS
  • Credits The Beneficiary’s A/c The Same Day/Next Day If Remittance Done Late In The Day
  • For RTGS Eligibility : Transactions Above 2 Lacs.
  • For NEFT Eligibility :  No Limit

Main Services

Our Brochures

Annual Report
Bank Account

We provide Secure Banking

0261 2360433/34

Monday – Saturday: ex 2nd & 4th Sat