Welcome to The Financial Co-op. Bank Ltd.          


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Call Us: 0261 2360433/34

(Mon – Sat, ex 2nd & 4th Sat)

E-mail Us:

info@fincobank.com

3044-47, Abhishek Market,

Ring Road, Surat-395002
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  • Interest on Loans and Advances

Interest on Loans and Advances

Loan Rate of Interest W.E.F. 02/06/2023

Type of Loans Rate of Interest Processing Charges
Housing Loan 8.50% to 10.50% 0.50% Loan Amt
Solar Urja Loan(Corporate Sector) 9.00% to 9.50%
Solar Urja Loan(Resident Sector) 8.50% to 9.00%
Traders (CC)/ Business Loan (WCTL) 9.00% to 10.50% 0.35% Loan Amt
Commercial Property Mortgage Loan 9.25% to 10.50% 0.50% Loan Amt
Vehicle Loan(Two Wheeler) 10.00% Rs.500/-Fixed + GST
Vehicle Loan(Four Wheeler) 8.65% to 9.25% 0.15% Loan Amt
Vehicle Loan(Car Price Above 15 lakhs) 8.35% to 9.25% 0.15% Loan Amt
Commercial Vehicle Loans 10.00% 0.50% Loan Amt
Loan/OD Agst. LIP Surrender Value/NSC/KVP 8.50% to 9.00% 0.15% Loan Amt
Corporate Employee USL upto 3 Lacs 11.00%
Mortgage Loan on Kabja Rashid 11.00% to 15.00% 2.00% Loan Amt
Loan / OD Agst. Fix Deposit  –
(1% Extra on Deposit Rate of Bank’s Own TDR)
Personal Surety Loan 11.00 to 15.00% 0.50% Loan Amt

Interest Rates

Our Brochures

Annual Report
236kb
Bank Account
468kb

0261 2360433/34

Monday – Saturday: ex 2nd & 4th Sat

info@fincobank.com