Welcome to The Financial Co-op. Bank Ltd.          


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Call Us: 0261 2360433/34

(Mon – Sat, ex 2nd & 4th Sat)

E-mail Us:

info@fincobank.com

3044-47, Abhishek Market,

Ring Road, Surat-395002

Consulting

OD Against Machinery Loans

Primary Security Hypothecation of Machinery. Effective Rate of Interest  : 8.50% to 9.50% Processing Charges 0.35% on saction amount + GST on PF Pre-payment Charges As per bank policy time to time Share Money Contribution To be paid to bank per byelaws/loan policy. Tenure For Repayment Yearly Review   Eligibility…

Loans Against Property

Loan / Overdraft Facility Against Fixed Deposit Limit per Borrower:  Upto 90%. Margin Money:      10% No. of EMIs:       Up to the maturity of F.D. Rate of Interest: 1% more than FD rate.(For Own FD) Guarantors: Nil.   Eligibility Applicant/s & Guarantor/s should complete age of majority as per…

OD Against Property

Limit per Borrower:  Maximum Limit Rs.60.00 Lacs Margin :      Is Applicable from time to time No. of EMIs:       Maximum 180 Months(B.O.D. reserves right to change according to repayment capacity of applicant). Rate of Interest: 8.00% to 10.50% Guarantors: Two guaranter (who holds property in surat district) Eligibility Applicant/s…

Housing Loan

Loan / Overdraft Facility Against Fixed Deposit Limit per Borrower:  Upto 90%. Margin Money:      10% No. of EMIs:       Up to the maturity of F.D. Rate of Interest: 1% more than FD rate.(For Own FD) Guarantors: Nil.   Eligibility 1. Take Home Where the Combined GTI of applicant, co-applicant(s)  =…

Used Vehicle Loan

Limit per Borrower:  Maximum Limit Rs.60.00 Lacs Margin :      Is Applicable from time to time No. of EMIs:       Maximum 180 Months(B.O.D. reserves right to change according to repayment capacity of applicant). Rate of Interest: 8.00% to 10.50% Guarantors: Two guaranter (who holds property in surat district) Eligibility (a)  Value…

Commercial Vehicle Loans

Limit per Borrower:  Maximum Limit Rs.60.00 Lacs Margin :      Is Applicable from time to time No. of EMIs:       Maximum 180 Months(B.O.D. reserves right to change according to repayment capacity of applicant). Rate of Interest: 8.00% to 10.50% Guarantors: Two guaranter (who holds property in surat district) Eligibility Finance…

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